Auto Financing Tips for Eastern Kentucky Buyers
Good credit, bad credit, or building credit — here's how to get the best deal on your loan.
Financing is where most people leave money on the table. A half-point difference on your rate can be thousands of dollars over the life of the loan.
Josh works with over a dozen lenders including local banks, credit unions, and captive lenders from every Walters brand (Ford Motor Credit, Kia Finance, GM Financial, Toyota Financial, Nissan Motor Acceptance, and more). That means real competition for your loan and a better rate for you.
If your credit isn't perfect, that's fine. Josh has helped first-time buyers, folks rebuilding credit, and customers who've been turned down elsewhere get into a reliable vehicle.
Bring recent pay stubs, proof of residence, and your driver's license. If you're self-employed, two years of tax returns speed things up.
Don't fixate on the payment. A $500 payment on a 4-year loan is a much better deal than a $400 payment on a 7-year loan. Josh will walk you through the math.