Financing

Get approved. Drive home.

Josh works with 12+ lenders — local banks, credit unions, Ford Motor Credit, and more — to earn you the best rate. Good credit, bad credit, first-time buyer, or rebuilding — everyone gets an honest shot.

Good Credit

Great rates from the manufacturer and top-tier lenders.

Rebuilding Credit

Josh finds the right lender to help you rebuild while you drive.

Bad Credit

Turned down elsewhere? Bring it to Josh — he finds a way.

First-Time Buyer

First-time buyer programs designed for people just getting started.

How it works

Simple, honest financing process.

  1. 1
    Send Josh a quick note

    Share your name, contact info, and what you're looking at — that's it.

  2. 2
    Josh reaches out

    He'll call or text to talk through your situation and next steps.

  3. 3
    Review your options

    Once you're ready, Josh shops the loan and brings back the best rate — not just the easiest one.

  4. 4
    Sign and drive

    Everything is ready when you arrive. Most people are in and out in under an hour.

Financing Inquiry

Send Josh a quick note and he'll follow up to talk through financing options and next steps. This isn't a credit application — no sensitive info required.

Josh will follow up to talk through your options. Submitting this form does not run credit or complete a credit application.

Reassurance

You're in good hands.

Josh has helped hundreds of eastern Kentucky families get financed — including folks who were told "no" everywhere else. If there's a path to approval, he'll find it.

  • No pressure — you review every offer
  • No hidden fees or bait-and-switch add-ons
  • Real out-the-door pricing in writing
  • Loan shopped to 12+ lenders for the best rate
Let's go

Talk to Josh about financing.

Call or text — he'll walk you through it in five minutes.